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Why Brits Going Abroad Should take out Travel Insurance

August 4, 2012 by  
Filed under Choosing Lingerie

Despite David Cameron urging holidaymakers to stay in the UK for their summer break this year, only a quarter of us say a ‘staycation’ is the ideal holiday. Nearly half of Brits say the ideal non-UK destination is within Europe while almost one in three say their ideal holidays are outside of Europe, according to new research by Confused.com.

When searching for the ideal getaway, the majority of UK holidaymakers are looking for a seaside break, with 45 per cent of people choosing ‘beach’ compared to just nine per cent wanting an active or sporty holiday. Less than five per cent seek snow for their break, while sightseeing is a priority for almost one in three holiday makers, rising to 45 per cent for people aged 55+.

Not surprisingly, 57 per cent of 18-25s would prefer to spend their holiday at the beach and 25-35 year-olds are most likely to choose an active or sporty holiday, compared to other age groups.

Even in these times of financial difficulties, people cannot live without a yearly holiday. The majority of people interviewed take one or two holidays per year with over 55s taking the most holidays compared to 18-24 year-olds who take the fewest holidays overall.

Only just over half of people always buy travel insurance when they go away, despite 90 per cent of people having holidayed abroad. A surprising 15 per cent always take a risk by not purchasing any insurance even though illness abroad tops the list of holiday nightmares with 44 per cent of holidaymakers having experienced illness either themselves or among their party while away. Family travel insurance can cost as little as £9.75 for a family of four, though it can cost more depending on where you’re travelling to, so Confused.com experts would always urge holidaymakers going abroad to take out cover.

Mhairi Duffin, Head of Travel Insurance at Confused.com, said: “While it may not be the most exciting part of arranging your family holiday, travel insurance should always be one of your main priorities if you want to be able to relax and enjoy your time away.

“Hopefully your holiday will go according to plan, but if anything was to go wrong having the right travel insurance in place can help make sure you’re protected in the event of baggage being lost, your holiday being cancelled or someone in your party falling ill.

“Family travel policies can be very reasonable and getting the whole family covered on one policy tends to be much more convenient than taking out separate policies, leaving you more time to concentrate on the more enjoyable aspects of planning your holiday!” Mhairi added.

Benefits travel insurance can bring:

  • Travel insurance will include cancellation cover which starts from the day an individual takes out the policy.
  • Purchasing individual cover for each member of the family can be expensive and time consuming. It’s generally easier to cover the whole family with a single policy and is likely to be more cost-effective as providers will discount for families.
  • Individuals may receive higher levels of cover with a family policy – extra baggage cover, cancellation cover, alternative accommodation.
  • One benefit that many travellers find with family travel insurance policies is that some insurers allow for the insuring of younger family members for free.
  • If you travel once a year with your family, a single trip family policy could be the most cost effective solution. If you travel two or more times a year with your family an annual policy could be more effective.
  • All travel insurance policies contain medical cover to give you peace of mind that your family are protected in the event of an accident or illness. Particularly useful if you’re travelling with accident prone little ones!

 

To support a nation who can’t live without their yearly holiday Confused.com has partnered with Teletext holidays, to offer its customers the chance of winning a dream family holiday (2 adults and 2 children) to Florida, USA for 14 nights with £1000 spending money, just by buying their family travel insurance through the company’s price comparison site.

For more information visit www.confused.com

FemaleFirst @FemaleFirst_UK

Shabana Adam @Shabana_FAM

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TEXAS: A Bad Case Of The Dumbass — It Didn’t Used to Be That Way

August 4, 2012 by  
Filed under Choosing Lingerie

There is quite a lot of negative information in the press about Texas, specifically the anti-literate movement. It is real. But, that’s not how it was

::::::::


Please Turn Around by Kevin Tully

I had a great aunt that was a school teacher from a very small town in Texas.  She was a feminist and a liberal and probably would not have fully understood the meaning of the labels.   She left the very small town and moved to considerably larger town on the coast.  Choosing to be a feminist and a liberal — she left the teaching profession and took a position in a department store selling women’s hosiery and lingerie.   She never married.   There was much speculation about her promiscuity.   No one ever met a “boyfriend”.   She would  attend social functions unescorted or on the arm of a favorite nephew.   When she died her funeral was attended by mostly family and the few, still living, co-workers.  

 

When her sisters and a niece went to her home to clean out things they found many “shocking” love letters.   Among her photographs were countless images of her in places and with people that were not familiar or recognizable.  Her bookshelves were full of titles that her siblings had never heard of.   There were even quite a few books on art that contained images that were “just not acceptable”.   They opened her closet and were dazzled and amazed and then “horrified” by the “opulence” of her wardrobe.   She even had one evening gown, “that appeared to have exposed a considerable amount of her ample bosom”.

 

Her brother would not talk about any of this.  He would simply smile and shake his head at the mention of her name.  He had lived his life out in the very small town eking out a bare bones existence, raising wheat and cattle; on very cruel Central Texas hard scrabble country.   He would go into the county seat each weekend and stand or sit outside the feed store or the dry goods store, spend the day talking with other hardscrabble farmers and ranchers about current events, politics, gossip and a particular philosophy gleaned from tent revivals, encyclopedias, farmers almanacs, old newspapers and “picture books”.

He was admired for his self-education.  

 

When he died most of his contemporaries had long since passed.   His funeral was large.  It was a large family.   No one lived in the very small town anymore.  His people had dispersed across the state to Houston, Corpus Christi, Dallas and San Antonio.  Standing beside his grave were college professors, business executives, scientists, advertising executives, building contractors and real estate professionals.  His wife had been hidden from Comanches as a child.   His father had come to Texas from Mississippi and built a mill on a creek that didn’t always run.  His uncle carried “a terrible bad wound” he’d gotten somewhere in South Texas working as a Texas Ranger.  

 

When his son died in Houston the family assembled to clean-out the house.   His bookshelves were full of books: that created some tension among the assembled family.  However they managed to create an equitable lottery of sorts.

 

There is quite a lot of negative information in the press about Texas, specifically the anti-literate movement.   It is real.   But, that’s not how it was.

 

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